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標題:

匯錢到澳洲

發問:

係澳洲讀書,要定期過錢給我,在澳洲的朋友告訴我可以在澳洲開銀行戶口,然後用telegraph過錢去aus既戶口,這會charge受款人服務費而不是付款人,朋友係aus既anz銀行每次收錢charge aus$13,付款人就不用付.但就我所知,好似係付款人要付手續費,而不是受款人. 到底我朋友是用什麼方法過錢?

最佳解答:

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在香港做電匯(TT), 通常香港銀行會收取手續費, 這個費用當然是匯款人付, 但同時外國收款銀行也要收手續費, 這個費用是由匯款人在TT form 上選擇是匯款人還是收款人負責的. 但也有些銀行做TT是一定由匯款人負責全部費用的.

其他解答:

付款人要付手續費,受款人要付手續費 both need to pay my commonwealth bank charge me aud$ 10 per transaction 到底我朋友是用什麼方法過錢? normal T/T|||||滙錢,收錢都要比bankcharge|||||I think the bank will only charge 付款人, not 受款人 if you planning to study in Austrlia, first you need to do is apply a bank account then tell your family all your BSB number and account number so that they can use the details to transfer the money to your account but I think 定期過錢 is not a good idea as you know the bank will charge you $100~$150 HKD on every transation (I think that is expensive) so what I suggest is ask your family to give you may be $5000 ~$10000 AUD for a period half to 1year this action can save the transation cost and also you can earn the interest (5.5%~6% per annual) but the important thing is you must contorl yourself, have a good financial planning, dont go to casino, and set up a amount how much you can spend on every month, otherwise.....good luck|||||In Hong Kong, all banks charge the sender who remit money. i.e. Definitely not the receiver. The charge in HK is around HK$125 - 150 per remittance.

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